WAYS TO REDUCE A CAPITAL GAINS TAX LIABILITY
How will you ensure more of your money will go towards your future? From using your annual exemption to saving in an Individual Savings Account (ISA), we look at ways to reduce a Capital Gains Tax (CGT) liability potentially. Cuts to the CGT exemption mean that arranging your investments as tax-efficiently as possible is more important than ever. The CGT…
FINANCIAL PLANNING CONVERSATIONS YOU NEED TO HAVE
PROTECTING YOUR LEGACY AND BOOSTING YOUR CHILDREN’S FINANCIAL SECURITY Discussing finances can evoke anxiety or discomfort, and this tension doesn’t ease when family members are involved. Nevertheless, parents of adult children are responsible for discussing their financial future -particularly retirement and estate planning. Doing so ensures their children can provide support or fulfil their wishes as needed. Open conversations can…
THE IMPORTANCE OF DRAFTING A WILL
PROTECT YOUR FAMILY FROM UNCERTAINTY AND POTENTIAL CONFLICTS Many people still lack a properly organised estate plan despite the numerous benefits of writing a Will – such as getting our finances in order, planning our legacy, and ensuring that our loved ones are well looked after. By taking the proactive step to draft a Will, you can protect your family…
YOUNG WOMEN AND RETIREMENT
HOW MUCH INCOME WILL YOU NEED FOR A COMFORTABLE RETIREMENT? Almost a quarter (23%) of women in their 20s (aged 22-29 years) would be frustrated if they couldn’t retire by the age of 60, according to new research[1]. Despite this, 10% of this group have opted out of their employer’s pension scheme, further risking their chances of retiring when they plan…
Building Financial Confidence in Children
SHARING VALUES AND ENCOURAGING CHILDREN TO FORMULATE THEIR OWN Having a conversation with children about money early on helps them to build financial confidence and learn foundational principles that will be useful for years to come. It also allows parents to share their financial values and wishes. We look at some practical ways this can be done at different stages…
FINANCIAL PLANNING FOR BUSINESS OWNERS
SOLUTIONS ARE NOT ALWAYS CLEAR, WHICH IS WHY WE’RE HERE TO HELP We provide comprehensive financial planning advice for business owners and entrepreneurs, allowing you to focus on what you do best—running your business. Financial Protection – how to recover quickly and minimise the impact should the worst happen Succession Planning & Exit Plans – preparing yourself, your family and…
Guide to Later Life Care
When you think about your future, how far ahead do you plan? Welcome to our ‘Guide to Later Life Care’. Have you ever considered how far ahead you plan when you think about your future? Perhaps you’ve considered what your life will look like in 10 years, but have you considered your later years? While retirement planning is common, people…
Guide to Building a Bigger Pension Pot
How to ensure you fully exploit the benefits and allowances available to you Welcome to our Guide to Building a Bigger Pension Pot. This guide looks at the opportunities to revitalise and boost your pension savings strategy, setting a solid foundation for future financial stability. Early attention to your private pension at the onset of the fiscal year is not…
ONLY TWO-FIFTHS OF BRITONS KNOW HOW TO BOOST THEIR PENSION
HOW MUCH MONEY WILL YOU HAVE FOR RETIREMENT, WHERE IT’S INVESTED, AND WHAT ARE YOU BEING CHARGED? According to new research[1], just two-fifths (42%) of the UK population know how to contribute more to their pension. The study also found that a quarter of those with multiple pots would not know where to start consolidating multiple pension pots accrued throughout their…
Guide to Trusts
TRUSTS Being prepared for whatever lies ahead Welcome to our Guide to Trusts. Building wealth often takes years of hard work, but without proper planning, it can quickly diminish within your lifetime and may not endure for future generations. We aim to collaborate with you to create a well-thought-out plan, ensuring you are prepared for whatever lies ahead. Click here…