YOUNG WOMEN AND RETIREMENT
HOW MUCH INCOME WILL YOU NEED FOR A COMFORTABLE RETIREMENT? Almost a quarter (23%) of women in their 20s (aged 22-29 years) would be frustrated if they couldn’t retire by the age of 60, according to new research[1]. Despite this, 10% of this group have opted out of their employer’s pension scheme, further risking their chances of retiring when they plan…
Building Financial Confidence in Children
SHARING VALUES AND ENCOURAGING CHILDREN TO FORMULATE THEIR OWN Having a conversation with children about money early on helps them to build financial confidence and learn foundational principles that will be useful for years to come. It also allows parents to share their financial values and wishes. We look at some practical ways this can be done at different stages…
FINANCIAL PLANNING FOR BUSINESS OWNERS
SOLUTIONS ARE NOT ALWAYS CLEAR, WHICH IS WHY WE’RE HERE TO HELP We provide comprehensive financial planning advice for business owners and entrepreneurs, allowing you to focus on what you do best—running your business. Financial Protection – how to recover quickly and minimise the impact should the worst happen Succession Planning & Exit Plans – preparing yourself, your family and…
Guide to Later Life Care
When you think about your future, how far ahead do you plan? Welcome to our ‘Guide to Later Life Care’. Have you ever considered how far ahead you plan when you think about your future? Perhaps you’ve considered what your life will look like in 10 years, but have you considered your later years? While retirement planning is common, people…
Guide to Building a Bigger Pension Pot
How to ensure you fully exploit the benefits and allowances available to you Welcome to our Guide to Building a Bigger Pension Pot. This guide looks at the opportunities to revitalise and boost your pension savings strategy, setting a solid foundation for future financial stability. Early attention to your private pension at the onset of the fiscal year is not…
ONLY TWO-FIFTHS OF BRITONS KNOW HOW TO BOOST THEIR PENSION
HOW MUCH MONEY WILL YOU HAVE FOR RETIREMENT, WHERE IT’S INVESTED, AND WHAT ARE YOU BEING CHARGED? According to new research[1], just two-fifths (42%) of the UK population know how to contribute more to their pension. The study also found that a quarter of those with multiple pots would not know where to start consolidating multiple pension pots accrued throughout their…
Guide to Trusts
TRUSTS Being prepared for whatever lies ahead Welcome to our Guide to Trusts. Building wealth often takes years of hard work, but without proper planning, it can quickly diminish within your lifetime and may not endure for future generations. We aim to collaborate with you to create a well-thought-out plan, ensuring you are prepared for whatever lies ahead. Click here…
RISING TREND OF UNRETIREMENT
14% OF THOSE AGED OVER 55 HAVE FOUND THEMSELVES RE-ENTERING THE WORKFORCE In recent times, a significant portion of retirees, specifically % of those aged over 55, have found themselves re-entering the workforce, driven by the inadequacy of their pensions to meet rising living costs, according to new research[1]. This phenomenon, further compounded by an additional 4% contemplating a return…
UNDERSTANDING PENSION UNCERTAINTIES
SURVEY HIGHLIGHTS PREVAILING UNCERTAINTY AMONG THOSE ON THE CUSP OF RETIREMENT A recent study reveals that a considerable proportion of UK adults, including a significant num er nearing retirement, find themselves in a quandary regarding their State Pension entitlements and the commencement of their payments[1]. The research underscores that 31% of Generation X individuals (ages 42-57) are in two minds…
PRUDENCE OF PERSEVERANCE IN INVESTING
MAINTAINING AN INVESTMENT STANCE CENTRED ON THE POTENTIAL FOR LONG-TERM GROWTH For investors, the perennial question of whether to ‘stick or twist’ with their current investments or pivot towards the perceived safety of cash is fundamental. Numerous factors influence this decision, which plays a pivotal role in the journey towards financial prosperity. The appeal of cash, particularly in uncertain times, is…